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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Jones mortgage loans news:

House prices fall 2.5 percent - Reuters UK
LONDON (Reuters) - House prices fell another 2.5 percent in December to make 2008 their worst performing year on record, the Nationwide Building Society said on Tuesday. Nearly 30,000 pounds came off the price of the average home last year to leave ...

Shenango Valley Mall in receivership after defaulting on loans - Sharon Herald
Under a court order issued Monday, the Shenango Valley Mall is now in receivership. Mercer County Common Pleas Judge Christopher St. John approved the appointment of a receiver at the request of the mall’s lenders. Appointment of a receiver, which ...

Cuomo’s Settlement Over Allegedly Discriminatory Mortgage Fees - Wall Street Journal
A WSJ front-pager from yesterday, entitled “ Housing Push for Hispanics Spawns Wave of Foreclosures ,” documents the fated push by low-income housing groups, Hispanic lawmakers and mortgage lenders to increase home ownership for Hispanics. The ...

Bankrate: Mortgage Rates Fall Again - StreetInsider.com
Bankrate: Mortgage Rates Fall Again New York Times (NYT) Files Mixed Securities Shelf Unusual 11 Mid-Day Movers 12/26: Jones Apparel (JNY) Up On Amended Credit Facility; GM (GM) Up On GMAC Bank Holding News Notable Mergers and Acquisitions of the Day ...

GMAC Says $21.2 Billion Tendered In Critical Note Exchange - CNN Money
GMAC LLC said Wednesday $21.2 billion in notes was tendered in its note exchange, which it offered in a bid to boost its struggling operations and raise capital for its new status as a bank-holding company. The cash-strapped lender's goal had been to ...

Fed: Economic woes will last despite radical moves - KEPR
WASHINGTON (AP) - Even as Federal Reserve officials slashed their key interest rate to a record low and pledged to use other unconventional tools to fight the worst financial crisis since the 1930s, they still feared the economy would be stuck in a ...

U.S. Stocks Drop on Concern Over Worsening Jobs, Profit Outlook - Bloomberg
Jan. 7 (Bloomberg) -- U.S. stocks slid the most in two weeks as a private report showed employers cut more jobs than estimated in December and companies from Alcoa Inc. to Intel Corp. spurred concern the profit outlook is worsening. Alcoa tumbled as ...

U.S. Stock Futures Drop on Earnings Concern; Alcoa Declines - Bloomberg
Jan. 7 (Bloomberg) -- U.S. stock-index futures fell as concern corporate earnings will slump overshadowed speculation President-elect Barack Obama ’s package of tax cuts and government spending will revive the economy. Alcoa Inc. slid 5.2 percent ...

Living the American Dream at Any Cost - OpEdNews.com
When discussing the current economic meltdown, I frequently hear the lament that it’s all Bush’s fault because of the war, banking regulations, Federal Reserve policies, etc. Now, I’m no defender of the president, and when it comes to arrogance ...

Salinas' commercial real estate market holds up - Thecalifornian.com
While national forecasts for commercial real estate are full of doom and gloom for 2009, Salinas markets look surprisingly resilient, especially in the face of the meltdown in local housing markets. "We're not as bad as some other areas but the ...